Terms & Conditions

Last Updated: Oct 6, 2025

For the purpose of these Terms and Conditions, the terms "we", "us", "our" shall mean Loan Saathi Hub, whose registered/operational office is 113, Pratham Srushti Villas, Gorwa-Gotri Road, Near Darshnam Clublife, Vadodara, Gujarat - 390016. The terms "you", "your", "user", "visitor" shall mean any natural or legal person visiting our website and/or using our services.

🔎 Quick Summary

  • Loan Saathi Hub acts as an intermediary, not a direct lender.
  • Applicants’ partial profiles are visible to lenders until verification/payment, after which full profiles are shared.
  • All information must be truthful — fake profiles or misuse will result in deactivation.
  • Loan approvals are at the discretion of the lender; Loan Saathi Hub does not guarantee approval.
  • We are not liable for disputes, delays, or repayment terms between applicants and lenders.
  • We reserve the right to suspend accounts in cases of fraud, misuse, or illegal activity.

General Terms

Your use of the website and/or services is governed by the following terms and conditions. The content of this website is subject to change without notice.

Accuracy of Information

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies to the fullest extent permitted by law.

Use of Information

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It is your responsibility to ensure that any products, services or information available meet your requirements.

Intellectual Property

This website contains material which is owned by or licensed to us, including but not limited to design, layout, look, appearance, and graphics. Reproduction is prohibited except in accordance with the copyright notice.

All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.

Unauthorized Use

Unauthorized use of this website or its information may give rise to a claim for damages and/or be a criminal offence.

External Links

From time to time, this website may include links to other websites. These are provided for your convenience to provide further information. We do not endorse those websites and have no responsibility for their content.

Linking Policy

You may not create a link to our website from another website or document without Loan Saathi Hub's prior written consent.

Governing Law

Any dispute arising out of the use of this website or services is subject to the laws of India.

Payment Disclaimer

We shall not be liable for any loss or damage arising directly or indirectly out of the decline of authorization for any transaction, on account of the cardholder having exceeded preset limits agreed between us and our acquiring bank.